🏦 CEO, TOSS BANK FORBES #1 BANK IN KOREA (3 YEARS) 15.2M CUSTOMERS • ₩968B NET INCOME
CEO ACTIVE

Transform
Banking.
Drive Sustainable
Growth at Scale.

A global banking executive with 20+ years across HSBC, Deutsche Bank, and Standard Chartered — now CEO of Toss Bank. Combining the institutional rigor of global banks with digital leadership and a proven turnaround track record at scale.

Kristina Eunmi Rhee

Kristina Eunmi Rhee

CEO, Toss Bank

Global banking executive and turnaround leader, driving sustainable growth through digital-first transformation across the world's leading banks.

Foundations across the world's leading banks

Toss Bank
HSBC
Deutsche Bank
Standard Chartered
Drawing on experience across global financial institutions and digital banking, Kristina is helping build the next generation of financial services — at the intersection of technology, trust, and scale.
Key Achievements at Toss Bank
Market Penetration: 15.2M Customers
~1 in 2 economically active Koreans
10M+
Monthly Active
Brand Recognition: Forbes #1 Bank
4 consecutive years
(2023, 2024, 2025, 2026)
#1
Top Employer
Profit Turnaround: -₩170B → +₩968B
Year 1 to Year 2 | CEO mandate
+112%
YoY Growth
Global Banking Experience & Achievements
Regional CFO, Commercial Banking APAC — HSBC
16 countries · $6.9B revenue · $3.3B PBT
$172B
L&A Book
Capital Discipline at Scale
$18B RWA optimization across HSBC APAC
$18B
RWA Optimized
CFO & CSO — iM Bank (DGB Daegu Bank)
Korea's first regional-to-national banking license in 32 years
1st
In 32 Years
Country CFO — Deutsche Bank & HSBC (Korea)
Zero regulatory/audit findings throughout tenure
Zero
Audit Findings
Promotes Diversity & Inclusion
1st female CEO in digital banking &
4th female CEO ever in Korea's Tier-1 banking industry
A trailblazer for women in financial leadership

Champions diversity and inclusion not only because it is the right thing to do, but because it makes better business sense — backed by clear evidence.

Higher Profitability
Diverse leadership correlates with stronger financial performance
+10–15%
Profitability
Lower Financial Risk
Statistically significant moderating effect on debt-to-asset ratios and Altman's Z-score (bankruptcy probability)
Lower
Bankruptcy Risk
Better Governance & Strategy
Stronger board governance and deeper strategic involvement
Higher
Governance
Education & Credentials
MBA
Columbia Business School · London Business School · HKU
BS, Computer Science & Engineering
Sogang University
Data Analytics & AI
London School of Economics
Professional Certifications
CFA Charterholder · FRM (GARP) · CPA (USA)
KR
Kristina Rhee

CEO. Global Banking Executive. Turnaround Leader. Digital Banking Pioneer.